Every day one of the following events occurs in somebody's life. You probably even know someone it has happened to. But how many people are fully prepared for it to happen to them?
What would happen if ?7
You or your partner dies - This would obviously have a major impact on both your family and business lives. How would your family cope with the burden of paying the mortgage or outstanding loans ? Would they be able to manage without a regular income ? How would you provide financial support to bring up your children ? If a key person within your business dies, will the company survive and if so what would be the financial loss?
You or your partner suffers a critical illness - In today's age it would be likely that you would survive but you may require extra financial help. How would you generate this income, if you were unable to work? Could you afford the hospital bills, to adapt your home, or buy any sepcial equipment that you may require? You may recover from a serious illness but will your finances ?
You are made redundant - The days of people having a job for life are gone. Most individuals can expect to change jobas at least two or three times during their lifetime. If you are made redundant, how would you and your family manage the every day bills, whilst you are looking for a new job? How would your family cope without a wage earner? What would your family have to give up?
Throughout your life you plan for the future but sometimes the unexpected does happen. Therefore it is only common sense to safeguard everything you have worked for and your future plans, as well as you possibly can.
Contact us now on 01782 286311 to talk to one of our advisers.