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Business Insurance

Group Personal Accident  Insurance

Have you thought about what would happen to your business if you or one of your employees got a serious injury, during their weekend off, which kept them out of work for months? Would you have any contingency plans in place? This is a headache which could become very expensive when you have no replacement for a key staff member that is integral in running your business.

Pace Ward provides Group Personal Accident insurance to help businesses, from small to large, to protect themselves in the event of an unfortunate accident. The insurer can pay out a fixed lump sum or provide weekly benefits and after receiving a payment the business can decide where this money goes. Starting from businesses with only two people to hundreds, Group Personal Accident insurance can provide income to an employer.

Case Study

Here is a case study showcasing the value Group Personal Accident insurance provides:

“An employee slipped up on a curb which resulted in them injuring and breaking their ankle whilst working for a roofing contractor. Unfortunately, the employee was unable to work for 3 months and this left the contractor without a key employee. Luckily, the employer had purchased Group Personal Accident insurance. After the employee provided medical evidence from their doctor, the insurer paid out a weekly benefit to the contractor for every week the employee was off. This allowed the business to have extra capital to either pay the employee whilst they were off or have the ability to get a temporary replacement, which allowed the business to carry on running smoothly.”  

Did you know? The Health and Safety executive reported 626,000 injuries occurred at work in 2017/18, up from 609,000 in 2016/17. A staggering amount, showing how common work-related accidents are. Group Personal Accident insurance can provide the financial security you need, while helping minimise interruption to your business which can arise due to a reduced workforce. Accidents are unpredictable and can happen anywhere, so having cover can save your business money and give you piece of mind.

To get a quote, call us on 01782 286311.


Evaluating price and performance for different Motorsport Motor Trade Insurance policies can be a time consuming process - one which we'll gladly relieve you of at Pace Ward. 

Motorsport Motor Trade cover arranged by Pace Ward can include:

  • Road Risks
  • Service & Sale Indemnity
  • Employers & Public Liability
  • Business Interruption
  • Engineering & Plant Inspection
  • Legal Expenses
  • MOT Loss of Licence cover
  • Personal Accident
  • Property & Contents
  • Wrongful conversion 
  • Engine & Chassis Dyno cover

With an existing client base which ranges from small sole traders to large prestige and performance dealers, our experience and knowledge of the motorsport motor trade industry allows us to arrange comprehensive affordable insurance to meet your needs as a business.

The range of insurance products available to us is designed to cover you for most eventualities associated with your business and the motor trade sectors as a whole. 

We regularly provide insurance for traders tuning engines, track day & motorsport preparation and we can even provide on track cover

Contact us now on 01782 286311 for a quote tailored to your needs. 

The broad range of Farming Insurance products we have available to us at Pace Ward are intended too cater for the ever changing landscape of the farming industry.

Some of the cover you can benefit from with a specialist Farming Insurance policy includes:

  • Farm buildings and contents 
  • Livestock
  • Loss of revenue
  • Employers', Public and Product Liability
  • Farm "all risks" insurance
  • Milk in tanks
  • Computer equipment

  • Hail (crops) 
  • Personal Accident and sickness insurance 
  • Legal Expenses insurance 

From traditional arable or livestock farming to equine use, garden centres and holiday lets, we can create a relevant policy by combining products for a variety of farming activity. Driven by our farming industry knowledge we endevour to make light work of your insurance inssues, with a dedicated service that begins the moment one of our Executives pays a visit to your site.

Contact us now on 01782 286311 for a quote tailored to your needs.

Not all of your valuable assets are tangible - you can protect against a data breach or malicious cyber hack  with a Cyber Liability policy arranged by Pace Ward.

If your business is targeted by a hacker or suffers a GDPR personal data breach, it can take time and money to fix. This can disrupt your business, leading to lost revenue, damaged reputation and regulatory fines.

Statistics show that the average annual cost for businesses that lost data or assets after a breach was £4,180, and 32% identified cyber breaches or attacks in the last 12 months. It was also found that 95% of security incidents were a result of human error.*

You can prepare for this with a Cyber Liability policy which can include the following covers:

  • Cyber Crime (Data Breach, Extortion, Phishing, Fraud)
  • Data theft
  • Material damage
  • Reinstatement of data
  • Business interruption
  • GDPR investigations

*Sources - UK Gov Cyber Security Breaches Survey 2019 and  IBM Security Services Report 2014.

Pace Ward can help your business fend off the financial costs and penalties associated with Cyber Liability, if your business has been the victim of a cyber crime.

Case Study - Payment Card Breach
A retailer suffered a payment card data breach after hackers placed malware on the payment systems at 15 of its stores, which came to light after card brands notified the company of a series of fraudulent transactions. In all, over 30,000 payment cards were compromised, which lead the retailer to incur card brand assessments totalling £345,000.

Immediately following the breach the insured carried out a PCI forensic investigation. Due to the number of retail locations affected, the cost of this reached £95,000. In addition, £31,900 in legal fees were also incurred. The total costs of the incident was £476,900.

For all the effort and hours involved in opening and running a shop or business successfully, you need a Shop and Office Insurance policy that works just as hard.

It’s no secret that running a shop or business is hard work. Sadly, many businesses that suffer a large claims loss struggle to recover due lost to business and the sheer financial outlay needed to pick up again. 

It doesn’t have to be this way. With a Shop and Office Insurance policy, this form of dedicated protection takes into account the impact of a lost trading day and other insurable assets unique to a shop or office environment, such as stock and business equipment.  

Our team at Pace Ward are not only keen to ensure you can be back in business as soon as possible, but help you avoid losses in the first place, with an additional risk management service.Pace Ward can support your business with a Shop and Office Insurance policy that aims to include all the cover you might need to take your business to success, such as:

  • Fixtures and fittings
  • Business Interruption
  • Increased stock
  • Glass cover
  • Money

Contact us now on 01782 286311 for a quote tailored to your needs.


Business Insurance

We’ll get to know your business and create exactly the right insurance solution for you. 

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Business Insurance

Home Insurance

Household policies from standard scheme rated home insurance to tailored High Net Worth portfolios.

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Home Insurance

Car Insurance

Our specialist prestige & performance insurance policies are specially tailored to meet the needs of the performance car enthusiast. 

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Car Insurance
Get in touch

 If you would like a quote for your Business or Personal Insurances, or have any questions click below to get in touch

Get in touch

Pace Ward Limited & Pace Ward Financial Solutions Ltd

6 Ridge House, Ridgehouse Drive, Festival Park, Stoke on Trent, ST1 5SJ

Tel: 01782 286311

Trustpilot Rated Excellent

Pace Ward Limited are Independent Insurance Brokers who are authorised and regulated by the Financial Conduct Authority. A member of the Compass Network. Pace Ward Ltd Registered Office - 6 Ridge House, Ridgehouse Drive, Stoke on Trent, ST1 5SJ - Registered in England & Wales Number 4812481

Pace Ward Financial Solutions Ltd is authorised and regulated by the Financial Conduct Authority. Pace Ward Financial Solutions Ltd Registered Office - 6 Ridge House, Ridgehouse Drive, Stoke on Trent, ST1 5SJ - Registered in England & Wales Number 4812481

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