Modified Car

Modified Car

Our experienced team are waiting to answer your questions or provide you with an insurance quotation.

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Modified Car Insurance

Pace Ward have specialised in offering insurance for modified cars for over 20 years, offering full cover from the most basic of modifications to vehicles running at over 1000bhp!

If you have spent a lot of your time & money modifiying your vehicle, you want to make sure that you are financially covered should the unexpected happen.

With our peformance & modified car insurance policy, you can rest assured that all the modifications you declare are covered on a like for like basis

Many insures will claim to cover modifications, however in reality they will 'allow' for modifications but only replace modified parts with standard parts in the event of a claim.

In addition to covering modifications on a like for like basis, you can also benefit from discounts for:

  • Limited Mileage
  • Additional Security & Overnight Garaging
  • Classic Vehicles
  • Previous performance car experience
  • Track Day cover option
  • Special owners club discounted rates for Mitsubishi Evo, Nissan GTR and TVR

In addition we can also offer a range of add on policies at competitive prices including UK and EU Breakdown Cover, Excess Protection Cover and GAP Cover.

If you have more than two vehicles, you may benefit from our Family Fleet multi car policy, you can find further information in our Multi Vehicle section.

Modified Car Insurance FAQ

What is classed as a modfication?
A modification is classed as anything that has been altered or added to the vehicle that is non standard specification. If you aren't sure if you need to declare something as a modification, just ask us!

Are there any modifications you can't cover?
We can cover all types of modifications, from a simple upgraded air filter through to a full engine & transmission swap. Any modificatons that are not legal cannot be covered, such as window tints over 70%.

Can you cover vehicles that aren't road legal?
If you own a track/race car that isn't road legal or road registered, we can still offer cover under our multi vehicle policy - please call us for details.

Contact us now on 01782 286311 for a quote tailored to your needs.

Alternatively, you can use our enquiry form by following the link below:

Submit New Enquiry  

GAP Cover

GAP insurance provides peace of mind should your vehicle be written off or stolen.

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GAP Cover

Legal Expenses Cover

Motor Legal Expenses polices protect and defend clients whilst minimising risk and extra costs associated with unexpected events.

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Legal Expenses Cover

Breakdown Cover

Excellent quality road rescue cover offers peace of mind when you need it the most. 

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Breakdown Cover

Prestige & Performance

Our specialist prestige & performance insurance policies are specially tailored to meet the needs of the performance car enthusiast. 

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Prestige & Performance

Multi Car

Our Family Fleet policy is aimed at Mid/High Net Worth families who own a mix of vehicles.

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Multi Car

Track Day Insurance

We can cover all UK tracks and most European ones, we even cover the Nurburgring for track days.

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Track Day Insurance
Get in touch

 If you would like a quote for your Business or Personal Insurances, or have any questions click below to get in touch

Get in touch

Pace Ward Limited & Pace Ward Financial Solutions Ltd

6 Ridge House, Ridgehouse Drive, Festival Park, Stoke on Trent, ST1 5SJ

Tel: 01782 286311