Investing is a complex business which requires skill, knowledge and a significant amount of time. Most individuals do not have the resources necessary to look after their investments and turn to companies offering a professional investment management service. Our service is independent. We focus on managing investment risk and providing greater consistency of returns with lower volatility for your investments - trying to capture rising markets and trying to avoid the worst of falling markets.
We will develop a financial plan with you and, from that, agree the most appropriate portfolio with a level of risk aligned to your requirements. Understanding risk and the expected range of returns that you might achieve is an important part of determining the right portfolio for you. Our independent investment management service manages portfolios to your risk profile and not index benchmarks.
We can provide you with the range of returns expected to match your given risk strategy, based on statistical probabilities. We do not follow the herd or bet on which markets will produce the best short term benefits. Instead we make decisions based on our expert knowledge and experience taking into account your needs. Managing your portfolio to maintain the appropriate level of risk is at the heart of our investment process.
We use both active investments where we can see that these can add value and passive investments, such as Tracker and Index funds, where out-performance is harder to find. This gives us the opportunity to provide you with superior risk adjusted performance at lower cost. We construct and manage portfolios that are suited to meet our clients' needs and requirements and do not generate commissions or other income when we decide to make changes within a portfolio.